Which Is Better · 5 min read
DIY vs Done-For-You Registration - Which Is Actually Cheaper in 2026?
On paper DIY looks cheaper. In reality, name rejections, bank refusals, missing SCUML and wasted weeks usually cost more. Honest comparison.
AMG offers both. We're not anti-DIY - we just want you to choose with eyes open.
DIY - when it makes sense
- Simple Business Name, no restricted words, you have time to learn the portal
- You're a curious founder who wants to understand the system
- You'll pay for an AMG review at each step so you don't waste filings
Done-For-You - when it makes sense (most cases)
- You're registering an LTD, NGO, or anything with share capital
- You need SCUML, TIN, SMEDAN, bank account, trademark together
- You're in diaspora, or have a deadline (contract, grant, visa, investor)
- You've already had a name rejection or a bank push-back
Hidden DIY costs founders forget
- ₦1,000+ per rejected name reservation (can stack quickly)
- Weeks of CAC portal queues and downtime
- Bank refusals because SCUML, BVN or address mismatch wasn't caught early
- Re-doing the LTD because share structure was wrong
Honest range: DIY can save a few thousand naira if everything goes right. Done-For-You usually saves 2–6 weeks and prevents rejections. Get an AMG agent to recommend the path for your specific case.