International · 6 min read
US LLC vs UK LTD - Which Is Better for a Nigerian Founder?
Mercury, Stripe, global clients, tax. The honest comparison of forming a US LLC vs a UK LTD when you're based in Nigeria.
Nigerian founders selling globally usually need a non-resident entity to access Stripe, PayPal, Mercury, Wise, and serious B2B clients. The two most popular routes: a US LLC (Delaware or Wyoming) or a UK Limited Company. Here's how they actually compare.
US LLC (Delaware / Wyoming)
- Best for: SaaS, agencies, e-commerce, freelancers billing US clients
- Bank: Mercury, Relay, Wise USD account - opens fast with EIN + ITIN
- Stripe: full Stripe US access including Stripe Atlas alternatives
- Tax: 0% federal tax for non-US owners on non-US sourced income, but you MUST file Form 5472 + 1120 annually
- Setup time: 3–7 business days with AMG
UK LTD
- Best for: founders targeting UK/EU clients, importing to UK, building credibility
- Bank: Wise Business, Revolut Business, Tide - accessible to non-residents
- Tax: 19–25% UK corporation tax on profits booked to the UK entity
- Public director details on Companies House
- Setup time: 1–3 business days with AMG
Quick decision framework
Mostly US clients & SaaS revenue → US LLC. Mostly UK/EU clients or you need a prestigious global address → UK LTD. Selling globally with Stripe and want lowest tax → US LLC. Many founders eventually form both.
Let AMG structure it correctly
Done-For-You or Do-It-Yourself - AMG handles or guides every step. Call/WhatsApp 07038857441, 08103483669, 08158014880 or email growwithaccolade@gmail.com / theaccoladesmedia@gmail.com. Join the WhatsApp Channel: https://whatsapp.com/channel/0029VbBpOtL4IBhKWQtHSs3Z. Fees and timelines update through 2026 - confirm the latest with an AMG agent before paying.